Built for real money decisions

Get in your
financial groove.
Finally.

From your first paycheque to your biggest life decisions — Grovy gives you the clarity, tools, and confidence to actually figure out your money.

Try it free → See what it does ↓

Zero jargon. Zero bank linking. Just answers.

Your Goals On track ✓

Used Car 🚗

Target: Aug 2026

$340/mo

to stay on track

$4,960 saved 62% · $3,040 to go

Emergency Fund 🛡️

Target: Dec 2026

$180/mo

to stay on track

$840 saved 28% · $2,160 to go

$2,140

Take-home/mo

8mo

To car goal

A+

Groove score

Goal Planner Pay Calculator Life Decision Modeler First Time Guides Runway Calculator AI Financial Guide Canada First No Bank Linking Goal Planner Pay Calculator Life Decision Modeler First Time Guides Runway Calculator AI Financial Guide Canada First No Bank Linking

What Grovy does

Every tool you wished existed when you got your first paycheque

🎯

Teens

Goal Planner

Tell Grovy what you want. Get the exact savings plan — including the costs most people forget like insurance, tax, and maintenance.

💵

Teens

Pay Calculator

Enter your wage and province. See exactly what lands in your pocket after tax. No surprises when payday hits.

📖

Teens

First Time Guides

First job, first tax return, first credit card — plain English guides written for real beginners. Zero assumed knowledge.

🔀

Adults

Life Decision Modeler

Freelance vs full-time. Stay vs move. Have a kid now or later. Model the real financial impact before you commit.

⏱️

Adults

Runway Calculator

How many months of savings do you actually have? What cuts extend that? Know exactly where you stand before taking any risk.

✦

Everyone

AI Financial Guide

Ask anything conversationally. Canada-specific. Remembers your situation. Always tells you what you didn't know to ask.

How it works

Answers in under a minute

Tell us your situation

Province, wage, or life scenario. No lengthy setup. No linking your bank account. Ever.

Pick your tool

Goal planner, pay calculator, life decision modeler — each built for one specific real question.

Get real answers

Not vague tips. Actual numbers. Exact timelines. Specific next steps.

Track your groove

Save goals, check progress, and watch your financial confidence actually grow over time.

Try it now

No sign up needed

Hourly wage (CAD)

Hours per week

Province

Gross weekly—

Estimated deductions—

Take-home weekly—

Take-home monthly—

Take-home yearly—

What's the goal?

Target amount (CAD)

You can save per month

Goal amount—

Time to reach it—

You'll hit it by—

Weekly savings needed—

Pricing

Simple and fair

Free forever

No credit card needed

✓ Pay calculator (unlimited)
✓ 1 active savings goal
✓ All First Time Guides
✓ 3 AI questions per month

Get in your financial groove. Finally.

Every tool you wished existed when you got your first paycheque

Answers in under a minute

No sign up needed

Simple and fair

Your money. Your groove.

Get in your
financial groove.
Finally.

Your money.
Your groove.