Active goals
0
Track your targets
Total saved
$0
Across all goals
Groove score
—
Keep it up
Province
—
Tax region
Your goals
Active savings targets
No goals yet
Add your first savings goal to get started
Groove score
Your financial health
—
Complete your profile to get scored
Recent activity
No activity yet
No goals yet
Add your first savings goal to start tracking your progress
Your details
Enter your wage and province
Hourly wage (CAD)
Hours per week
Province
Pay frequency
Your take-home pay
Estimated after all deductions
Gross weekly—
Federal + provincial tax—
CPP contribution—
EI premium—
Take-home weekly—
Take-home monthly—
Take-home yearly—
Estimates only. Actual deductions may vary based on individual circumstances.
What's a TFSA?
How much should I save?
Should I freelance?
How do taxes work?
💼
Your first job
SIN card, TD1 form, payslips — everything explained in plain English
Read guide →
🏦
First bank account
Chequing vs savings, what to look for, best free options in Canada
Read guide →
📋
Filing your first tax return
NETFILE walkthrough, what forms you need, how to get money back
Read guide →
💳
First credit card
How credit scores work, what to avoid, best starter cards in Canada
Read guide →
🏠
Moving out for the first time
True cost breakdown, what to budget for, tenant rights in Canada
Read guide →
📈
TFSA vs RRSP explained
Which one is right for you, contribution limits, how to open one
Read guide →
Your situation
Enter your current financial position
Total savings (CAD)
Monthly essential expenses
Monthly income (0 if none)
Your runway
How long your money lasts
Monthly burn rate—
Runway (months)—
Money runs out—
Safety status—
Based on current spending. Adjust expenses to see how cuts extend your runway.
💼
Freelance vs full-time
Compare take-home pay, benefits, taxes, and risk across both options
Model this →
🏙️
Moving cities
True cost of relocation — rent, cost of living, taxes by province
Model this →
👶
Having a child
5-year financial impact including childcare, parental leave, and more
Model this →
🎓
Going back to school
Tuition, lost income, OSAP, long-term ROI on your degree
Model this →